Get Ready to Buy in 2018

Get Ready to Buy in 2018

Is 2018 the year you’ll finally realize your dream of buying a home? If you’d like to make that dream a reality, start planning now so you’ll be ready in the New Year. Here....

Using Gift Money For a Down Payment

Using Gift Money For a Down Payment

Receiving cash to use towards the down payment for your house is a generous gift. Especially considering that some loans require you to pay at least 20 percent of the purchase pric....

Don’t Sabotage Your Credit

Don’t Sabotage Your Credit

If you’re shopping for a home loan, you know that your credit score helps to determine what kind of loan you qualify for and at what rate. The better your score, the more favorab....

4 Common Types of Home Loans In Chico CA

4 Common Types of Home Loans In Chico CA

Unless you’re planning to pay all cash, if you’re shopping for a home then it means you’re also shopping for a mortgage. Depending on your personal situation, some mortgages ....

What is a 203k Loan?

What is a 203k Loan?

If you’re buying a fixer-upper or need to make some repairs before moving in, an FHA 203k loan may be what you need.  This type of loan allows you to roll renovation costs into ....

What Is Escrow?

What Is Escrow?

If you’re buying a home, you are going to come across this word many times during the process – escrow. If you’re a first time homebuyer, you may have no idea what it means. ....