Don’t Sabotage Your Credit

Don’t Sabotage Your Credit

If you’re shopping for a home loan, you know that your credit score helps to determine what kind of loan you qualify for and at what rate. The better your score, the more favorab....

4 Common Types of Home Loans In Chico CA

4 Common Types of Home Loans In Chico CA

Unless you’re planning to pay all cash, if you’re shopping for a home then it means you’re also shopping for a mortgage. Depending on your personal situation, some mortgages ....

What is a 203k Loan?

What is a 203k Loan?

If you’re buying a fixer-upper or need to make some repairs before moving in, an FHA 203k loan may be what you need.  This type of loan allows you to roll renovation costs into ....

What Is Escrow?

What Is Escrow?

If you’re buying a home, you are going to come across this word many times during the process – escrow. If you’re a first time homebuyer, you may have no idea what it means. ....

Credit Score No-Nos

Credit Score No-Nos

An important part of buying a house is getting your financial life in order. One reason is that the higher your credit score, the better rate you’ll secure for your mortgage. Mor....

Is Seller Financing a Good Idea?

Is Seller Financing a Good Idea?

In this current market, with home prices trending up, but access to financing is more difficult post housing bubble. So, if you want to sell your home, is it a good idea to offer s....